Why Should Loan Officers Consider Joining Transcontinental Lending Group?

Transcontinental Lending Group helps loan officers achieve their dreams and goals of a successful career in the mortgage lending industry. From the very beginning of your career with our Company, we provide you with the very best training and support system. Our intense 16 hour training program along with our 10 hour DVD home study program quickly teaches you the secrets and knowledge of top producers. Combine this with our visionary leadership, powerful lending products from 350 wholesale partners, professional sales and product training, a turn key lead generation system and cutting edge technology and it is easy to see that we're committed to help you prosper and succeed.

Our business model is based on offering superior client services. We utilize the latest technology to "upload" files to lenders; we feature world class processing, have superior rates and are proud of our innovative loan products. Our proprietary credit score simulator allows clients to design a path to improve their credit scores. We often assist clients to become eligible for conforming loan products - at better rates than are offered in the subprime market. The result? Satisfied clients, many referrals and a terrific reputation in the community!

In addition, our specialized loan offerings from our commercial division, Realty Corporation of America Mortgage Services, drive calls to our mortgage operation. Our "home accelerator" allows a client to pay off their mortgage in half the time - with no change to spending habits. Our reverse mortgages offer a sophisticated tool that is increasingly popular in the marketplace. Our "preferred" lenders allow you to offer excellent rates to clients - we have far better rates than mortgage brokers. Our wide breadth of loan products include 40 year amortization loans, interest only loans, FHA and VA loans and Option Arm loan products.

How do I find out if Transcontinental Lending is right for me?

The first step is to schedule an interview with Tony Viola, Chief Executive Officer of Realty Corporation of America Mortgage Services and Transcontinental Lending's Cleveland, Ohio office. Tony can be reached at (216) 214-4665 or via e mail at Tony@realtycorpofamerica.com. Our honest, no nonsense interview will provide a frank assessment of the opportunities and challenges in today's competitive mortgage market. The most successful loan officers have a detailed business plan to network, aggressively solicit business and offer compelling knowledge so we maximize value for our clients.

What additional support does the company provide?

Transcontinental's unique turn-key system provides many opportunities to add to your technical product knowledge and marketing skills. Every other Thursday morning the company hosts a lenders presentation on all ranges of mortgage products - from commercial loans to "A" paper to subprime lending products. Our wholesale division often funds and closes loans in less than seven days! Our affiliated businesses, including our auction services operation, our real estate brokerage and our title company undertake ongoing sales and marketing initiatives. Our energetic and enthusiastic sales team works hard to build customer relationships - and customers - that benefit our mortgage operation. Periodically, the company holds an all day sales and marketing Boot Camp. At these Boot Camps, loan officers focus their efforts on new products and programs and spend the day developing a marketing plan, material, advertising to take these hot new niche products direct to the marketplace.

How much money can I make?

Our aggressive pay plan pays all loan officers a high 70% commission split. In addition, there are no "desk fees" or other charges. Loan officers are paid every Friday. One of the key questions loan officers ask is: Where are our deals coming from? Unlike a "stand alone" mortgage operation, we are part of the powerful and prestigious Realty Corporation of America corporate umbrella. Realty Corporation of America is a full service brokerage operation with offices throughout Ohio and Florida. In addition, Realty Corporation of America offers auction services and owns American Title and The Title Assurance & Indemnity Corporation. These businesses create tremendous opportunities for our mortgage team to capture clients and build a successful "purchase" pipeline. While refinance transactions are great, the savvy loan officer knows that purchases are an ongoing source of profit and balance business during times when market interest rates make refinancing less attractive. Clearly, your commissions are enhanced by our partnership with Realty Corporation of America because many of the agents at Realty Corporation of America work closely with our loan officers. In addition, our ability to work with past customers who purchased a home in the previous year or two provides excellent refinance opportunities!

Even better, our loan officers are eligible to own shares in our affiliated title company - making you eligible for cash dividends and giving you an ownership position in our profitable and successful title company!

Our aggressive and innovative environment offers the perfect vehicle for entrepreneurial and motivated people. At Transcontinental, you are in business for yourself, but not by yourself. We are looking forward to meeting you in person to further explore the benefits of a partnership with you!